EtsyCalc
Updated for 2026 fee rates

Etsy fees explained: every fee, exact rate, and how to pay less

Etsy takes a cut of every sale, but the fees vary a lot depending on how you price, ship, and whether an ad drove the order. This guide lists every 2026 fee, shows a worked example, and gives you five proven ways to keep more of each sale.

The complete list of Etsy fees in 2026

Three fees apply to almost every sale; the rest are situational. Here is the full breakdown for a standard US seller:

FeeRateWhen it applies
Listing fee$0.20 per listingEvery listing; auto-renews every 4 months
Transaction fee6.5% of order totalEvery sale — includes shipping you charge and gift wrap
Payment processing3% + $0.25 (US)Every order through Etsy Payments
Offsite Ads15% (under $10K/yr) or 12% (at $10K+)Only on orders from Etsy's offsite ads; mandatory above $10K
Currency conversion2.5%When listing currency differs from payout currency
Regulatory operating fee~0.3–0.5%Some countries only

On a typical US sale the mandatory fees (listing + transaction + processing) come to roughly 9.5–10.5% of the order total. Add an Offsite Ads order and the effective take can pass 20% — which is exactly why guessing at prices quietly destroys margins.

Each fee explained

$0.20 listing fee

Charged when a listing is created or renewed. Listings auto-renew every four months, so a dormant listing still costs you money. Prices in the US are $0.20; some other countries have a slightly different amount.

6.5% transaction fee

The biggest and most misunderstood fee. It is calculated on the entire order total — the item price plus the shipping you charge the buyer, plus gift wrap and personalization. Charging more for shipping does not reduce this fee; it increases it.

3% + $0.25 payment processing

Every order through Etsy Payments pays 3% of the order total plus a fixed $0.25. Rates vary by country, so edit the processing rate in the calculator to match your own.

Offsite Ads: 15% or 12%

Shops under $10,000 in annual sales can opt out. At or above $10,000 over the past 365 days, participation becomes mandatory. The fee only applies to orders that came from Etsy's offsite ads — 15% below $10K in sales, 12% at or above. See the Offsite Ads calculator for how it hits a single sale.

2.5% currency conversion

If your listing currency differs from your payout currency, Etsy adds a conversion fee on the converted amount. Sellers listing in USD and paid in USD avoid it.

Regulatory operating fee

A small fee (about 0.3–0.5%) that applies only in certain countries where local regulations require Etsy to collect tax on its own fees. Most US sellers never see it.

How the fees add up on a real sale

Say a buyer pays $25 for an item, $5 for shipping, and $0 gift wrap — a $30 order total. The item cost you $8 and the label cost $4.50:

LineAmount
Order total$30.00
Listing fee$0.20
Transaction fee — 6.5% of $30$1.95
Payment processing — 3% + $0.25$1.15
Etsy's total cut$3.30 (11%)
Your profit after $12.50 of costs$14.20

Now imagine that same sale came from an Offsite Ad at 15% — Etsy's cut jumps from $3.30 to $7.80, and your profit drops to under $10. Run your own numbers in the free Etsy fee & profit calculator.

Five ways to pay less in Etsy fees

Calculate your exact fees and profit

This guide gives the rates; the calculator applies them to your real numbers. Enter one sale and see every fee itemized plus your true profit — it runs in your browser, no signup.

Open the Etsy fee calculator →

Related tools: Offsite Ads fee calculator · Digital downloads profit calculator · Etsy vs Shopify fee comparison

Frequently asked questions

How much does Etsy charge in fees per sale?

For a standard US sale: $0.20 listing + 6.5% transaction + 3% + $0.25 processing, roughly 9.5–10.5% combined. Offsite Ads sales add 15% or 12%, and currency conversion can add 2.5%.

Does Etsy charge a monthly fee?

No. There is no mandatory monthly subscription — Etsy charges per listing and per sale. Etsy Plus and Pattern are optional paid products.

Is the Etsy transaction fee charged on shipping?

Yes. The 6.5% applies to the whole order total, including the shipping you charge, gift wrap, and personalization.

How can I reduce my Etsy fees?

Opt out of Offsite Ads while under $10K/year, bundle variations into one listing, build shipping into the item price, sell digital downloads, and renew listings manually.

Are Etsy fees taken before or after I get paid?

Before. Etsy deducts all fees automatically before depositing to your payment account, so your payout is already net of listing, transaction, processing, and ad fees.